“The Cash Offer Company”
🧾 Can I Sell My House With a Lien in Virginia?
If your house has a lien on it in Virginia, you might be wondering if it’s even possible to sell.
The short answer? Yes—you can.
At The Cash Offer Company, we help Virginia homeowners sell fast, even if your property has a lien, unpaid debt, or title issues.
Here’s what you need to know.
🔒 What Is a Lien on a House?
A lien is a legal claim against your property for unpaid debt. Common types include:
- Property tax liens
- HOA or condo liens
- Judgment liens from lawsuits or unpaid bills
- Mechanic’s liens from contractors
- IRS or state tax liens
- Child support liens
Liens must be addressed before or during the sale—but that doesn’t mean you can’t sell.
🏚 Why Liens Stop Traditional Buyers
Most retail buyers use mortgages. Mortgage lenders require a clean title, and they won’t lend money on a property with unresolved liens.
But we’re different.
We’re cash buyers, which means:
- We don’t need loan approval
- We can buy properties with active liens
- We’ll work with your title company or attorney to resolve them at closing
🔄 How Selling a House With a Lien Works
Here’s how we simplify it:
- We make you a cash offer, regardless of liens
- We work with a Virginia title company to identify all outstanding liens
- We negotiate or pay off liens as part of the sale
- You get the remaining equity (if any)
- You walk away free and clear
If your lien is larger than your home’s value, we’ll help you evaluate options like short sales or releases.
📍 We Buy Lien-Heavy Houses All Over Virginia
Whether you’re in the city or in the country, we’ve bought properties with liens in places like:
- Richmond
- Midlothian
- Chester
- Powhatan
- Glen Allen
- Charlottesville
- Virginia Beach
- See all cities we serve
🧠 Don’t Let a Lien Keep You Stuck
Most homeowners wait too long, thinking the lien makes their house “unsellable.” It doesn’t.
📱 Call us at (804) 215-4004
📧 Email info@thecashoffercompany.com
💻 Get your cash offer—even with liens
There’s no cost, no obligation, and no pressure.
🛡️ Disclaimer
This blog is for general information purposes only and does not provide legal or financial advice. Always consult with a licensed attorney or title professional for advice about liens in Virginia.