Selling a House in Richmond VA With Unpermitted Work | What Homeowners Need to Know

House in Richmond VA with evidence of unpermitted renovations and unfinished construction

“The Cash Offer Company”

Unpermitted work can be a major roadblock when selling a house in Richmond VA. Whether it’s a bathroom addition, garage conversion, or kitchen remodel that wasn’t up to code, many buyers and lenders will hesitate. But don’t worry, you still have options.

Let’s break down what unpermitted work means, how it impacts your home sale, and how you can still sell fast in Richmond without expensive fixes.


What Is Unpermitted Work?

Unpermitted work refers to renovations, additions, or repairs made without obtaining the required building permits from your local authority in this case, the City of Richmond.

Examples include:

  • Room additions not inspected
  • Finished basements with no permits
  • Plumbing or electrical changes not up to code
  • Garage or attic conversions
  • Structural modifications

Some homeowners inherit these issues after buying a home, especially in older neighborhoods like Church Hill, Bon Air, and Northside.


Can You Sell a House With Unpermitted Work in Richmond VA?

Yes, you can. But here’s what to expect:

Traditional Sales Might Stall

If you’re listing your home with an agent, unpermitted work can:

  • Reduce buyer interest
  • Require costly repairs or retroactive permits
  • Lead to price reductions during negotiations

Many lenders won’t finance a property with unpermitted additions, especially if they affect square footage or safety systems.

You Can Disclose and Sell As-Is

Virginia is a caveat emptor (buyer beware) state, but sellers must disclose known material defects, including unpermitted work.

As-is buyers may still consider your home—but they’ll likely offer less to account for the risk and potential code compliance costs.

Sell to a Local Cash Home Buyer

The fastest and simplest option? Sell your Richmond home with unpermitted work directly to The Cash Offer Company.

You don’t need to:

  • Obtain retroactive permits
  • Tear out finished work
  • Wait for inspections or approvals

Just get a fair cash offer and choose your closing date.


What Are the Risks of Leaving Unpermitted Work?

  • Legal fines or stop-work orders
  • Issues during title transfer or appraisal
  • Code enforcement violations
  • Safety risks or structural problems (Foundation)

It’s important to be honest and transparent, even if you’re selling as-is.


How to Handle It Before You Sell

You have a few choices:

  • Hire a contractor to assess and bring work up to code
  • Contact Richmond’s permit office for retroactive approval
  • Sell to a buyer who doesn’t require permits, like a cash investor

The last option is the most stress-free if you’re looking to move quickly or avoid spending more money.


Areas in Richmond Where This Comes Up Often

Homes in older or historic neighborhoods like Manchester, Forest Hill, and Swansboro frequently have improvements that were never permitted.

Whether it’s a DIY deck or an unpermitted kitchen update, buyers in these areas may expect a mix of old and new—but many still want legal paperwork.


Sell Your Richmond House With Unpermitted Work Fast

You don’t have to fix unpermitted work to sell your house in Richmond. The Cash Offer Company will buy it as-is and handle everything.

  • No permits needed
  • No inspections
  • No repairs or fines to worry about

We make selling simple.


Call Your Local Richmond Cash Home Buyer

📍 Based in Richmond VA
📞 (804) 215-4004
✉️ info@thecashoffercompany.com
🌐 thecashoffercompany.com


Disclaimer

This blog post is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional regarding your specific situation.

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