“The Cash Offer Company”
🏚️ Can I Sell My House in Virginia If I’m Behind on Mortgage Payments?
If you’ve fallen behind on your mortgage, you’re not alone.
Whether you’ve missed one payment or several, the stress adds up fast.
You might be wondering: Can I still sell my house in Virginia before the bank takes it?
Yes—you can.
At The Cash Offer Company, we help homeowners sell fast—even if you’re in pre-foreclosure, have default notices, or owe more than expected.
⏰ Don’t Wait Too Long—Timing Is Everything
In Virginia, mortgage lenders can start nonjudicial foreclosure after just a few missed payments. That means:
- No court hearing is needed
- A notice of trustee sale can be issued
- Your home could be auctioned in as little as 60–90 days
Once the sale is scheduled, your options narrow fast.
That’s why acting early gives you more control—and more cash.
💰 Can I Sell a House With Missed Mortgage Payments?
Yes. Even if you’re behind, you still have the legal right to sell your home—up until the moment it’s auctioned.
Here’s how it works with us:
- We evaluate your home and mortgage status
- We make a fair, no-obligation cash offer
- We work with your lender to get an accurate payoff
- You choose your closing date
- We pay off your loan at closing, and you keep the rest
Even if you have liens, code violations, or title issues, we can still help.
🏦 What If I Owe More Than the House Is Worth?
This is called being underwater.
Depending on your situation, we may help you:
- Request a short sale from your lender
- Get a payoff reduction or postponement
- Explore options to settle with the bank
- Avoid foreclosure and protect your credit
We’ve helped dozens of Virginia homeowners navigate this exact situation.
📍 Where We Help Homeowners in Virginia
We buy houses in pre-foreclosure all across the state, including:
We understand how urgent this is—and we can move fast.
📞 Don’t Let Foreclosure Win
Falling behind on your mortgage doesn’t mean all is lost. The earlier you act, the more options you have.
📱 Call us at (804) 215-4004
📧 Email info@thecashoffercompany.com
💻 Request your free, no-pressure offer today
We’ll help you avoid foreclosure and start fresh—fast.
🛡️ Disclaimer
This blog is for informational purposes only and does not constitute legal or financial advice. For help with mortgage default or foreclosure in Virginia, consult with a qualified attorney or HUD-approved housing counselor.