“The Cash Offer Company”
Finalizing a divorce can feel like crossing a finish line but if you still own a house together in Richmond VA, there’s one more step ahead. Whether you were awarded the house in the settlement or you and your ex agreed to sell and split the proceeds, the process of selling after a divorce comes with its own set of rules.
This guide explains how to handle title issues, sell fast, and move forward with confidence after the paperwork is signed.
Who Owns the House After a Divorce Settlement?
In Virginia, your divorce decree will determine who owns the house and who has the right to sell it. The court may:
- Award the house to one spouse
- Order the house to be sold and profits split
- Allow one spouse to buy out the other
If the house was marital property, it doesn’t matter whose name is on the deed originally ownership and equity are determined by the divorce terms.
Before listing the house, make sure the title is updated to reflect the correct ownership. If both parties remain on the deed, you’ll both need to sign off on the sale.
Learn more about real property and title transfers.
Step 1: Review the Divorce Decree
Your divorce settlement will outline specific instructions related to the home, such as:
- Who is responsible for selling the house
- Whether proceeds are split evenly or based on equity
- Who handles mortgage payments and expenses until the sale
- A deadline or timeline for listing the home
Bring a copy of this document when talking to an agent or buyer it will shape how the sale unfolds.
Step 2: Get the Title Cleared
Before selling, make sure the title is clean and reflects the correct post-divorce ownership. If one spouse was awarded full ownership, they may need to file a quitclaim deed or court-ordered deed transfer.
Be sure to check for any liens or clouds on title that could delay closing.
Step 3: Decide How to Sell
Now that your divorce is finalized, you have more control over how to sell your Richmond VA home:
✅ Traditional Listing
You can list the house with a real estate agent and try to get top dollar. But keep in mind:
- You may still need your ex-spouse’s signature
- Repairs and showings take time and coordination
- You’ll pay commissions and closing costs
✅ Sell to a Cash Home Buyer in Richmond VA
If you want to move on fast, skip repairs, and sell as-is, consider working with The Cash Offer Company. We’ll:
- Make a fair cash offer based on your timeline
- Handle title and closing paperwork
- Help you sell with no realtor fees or stress
- Work with your attorney or ex if needed
It’s a clean, fast path forward especially if emotions or logistics are still tricky.
What If You Still Owe on the Mortgage?
In some cases, your divorce agreement may split mortgage responsibility or require one party to refinance. If the house is still financed jointly:
- You’ll both be on the hook until the sale closes
- The mortgage must be paid off with the sale proceeds
- Make sure you’re tracking monthly payments and expenses
You can also talk to your lender about a loan assumption or refinancing options.
What to Do With the Proceeds After the Sale
The divorce settlement will guide how the profits are split. Here are a few options:
- Split equally after paying off the mortgage
- One spouse may receive a larger share due to equity or other terms
- Funds may be used to pay off joint debts or legal fees
Ask your attorney to oversee the disbursement through escrow to avoid conflict.
Common Questions About Post-Divorce Sales
Can I sell the house if my ex won’t cooperate?
Only if you were awarded full ownership or have a court order. Otherwise, you may need to go back to court to enforce the sale.
What if I want to buy out my ex instead of selling?
You’ll need to refinance and remove their name from the loan and deed.
Can I sell to a cash buyer even after the divorce?
Yes — cash buyers like The Cash Offer Company often help people in this exact situation.
Why Richmond Homeowners Choose The Cash Offer Company
We specialize in buying homes as-is across Richmond and Central Virginia — no listings, no commissions, no waiting. Our process is:
- Fast: Close in as little as 7 days
- Easy: No cleaning, repairs, or showings
- Fair: Get a competitive cash offer
- Private: We respect your situation and work discreetly
If you’ve finalized your divorce and want a clean break, we’re here to help.
📞 (804) 215-4004
📧 info@thecashoffercompany.com
Final Thoughts
Selling a house after a divorce in Richmond VA isn’t always easy — but it can be simple. With the right help and a clear plan, you can move on without the drama.
Whether you’re ready to list, still working out the details, or just want a fast, cash sale, The Cash Offer Company is here to make it happen.
Disclaimer: This blog post is for informational purposes only and does not constitute legal or financial advice. Always consult a qualified attorney or financial advisor for help with your specific situation.