“The Cash Offer Company”
You’ve finalized your divorce and now you’re wondering — what happens to the house? Can you sell it? Should you? What if your ex is still on the title?
Selling a house after a divorce is common in Richmond VA, but it can be tricky if you don’t take the right steps. Whether you’ve gained full ownership or are still sharing the property, this guide will walk you through what to do next.
Who Owns the House After Divorce?
It all depends on how your divorce settlement was structured. In Virginia, equitable distribution laws apply — meaning the court divides property fairly, not necessarily 50/50.
There are a few common outcomes:
- You kept the house outright. The court granted you full ownership.
- You’re co-owners with your ex. You’re both still on the deed.
- The house must be sold. The court ordered a sale and division of proceeds.
If you’re unsure, check your divorce decree or ask your attorney.
Learn more about real property ownership and how it’s divided in divorce.
What to Do If You Now Own the House
If your divorce gave you full ownership, you can sell the property just like any other homeowner. Here’s what to do:
✅ Update the Title
Make sure your ex-spouse is removed from the title. This usually requires a quitclaim deed and proper filing with the county clerk.
✅ Settle Any Debts
Before selling, check for:
- Outstanding mortgages
- Liens or judgments
- Unpaid property taxes
These will need to be cleared or paid off at closing.
✅ Decide When and How to Sell
If the house needs repairs or you’re trying to avoid showings, consider working with a cash home buyer like The Cash Offer Company. You can sell as-is, skip the agent, and close on your timeline.
What If You Still Co-Own With Your Ex?
If both names are still on the title, you’ll need cooperation to sell. That includes agreeing on:
- The listing price
- How repairs or improvements are handled
- Who pays for what during the sale
- How profits will be split
If one party refuses to sell, you may need a court order to force the sale.
If there’s tension or lack of cooperation, a direct sale to a company like The Cash Offer Company may be the simplest path.
What If the Divorce Requires the House to Be Sold?
Some divorce decrees require the home to be sold after the divorce. In that case, you may be legally obligated to:
- List the property within a set timeframe
- Split proceeds according to the court order
- Use a specific agent or selling method
If time is limited or you need a faster solution, a cash offer might be ideal — especially if you want to move on quickly without extra costs or delays.
Selling With a Mortgage After Divorce
If the mortgage is still in both names, selling the house is often the easiest way to:
- Pay off the loan
- Release both parties from financial liability
- Start fresh without joint debt
Keep in mind that your credit could still be impacted if your ex stops paying, even if you moved out.
Benefits of Selling After Divorce
- ✅ Financial clarity and closure
- ✅ Eliminate shared debt
- ✅ Avoid disputes over maintenance or taxes
- ✅ Start fresh without legal or emotional baggage
How The Cash Offer Company Helps Divorced Homeowners
Selling a house after divorce doesn’t have to be painful.
At The Cash Offer Company, we buy houses across Richmond VA in any condition, with no commissions, no repairs, and no waiting.
We’ll work directly with you — and your ex, if needed — to:
- Provide a fast, fair offer
- Handle the title and legal paperwork
- Close in as little as 7 days
- Ensure smooth communication for both parties
📞 Call (804) 215-4004
📧 info@thecashoffercompany.com
Final Tips
- Review your divorce decree. Make sure you have authority to sell or have met all court requirements.
- Clear the title. Don’t skip this step — title issues can delay or block the sale.
- Don’t rush without guidance. Talk to your divorce attorney or a trusted buyer to avoid legal headaches.
Selling your house post-divorce is a major step forward. Do it right — and move on with peace of mind.
Disclaimer: This blog is for informational purposes only and does not constitute legal, financial, or tax advice. Always consult a licensed attorney or CPA for guidance related to divorce and property sales.